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Issuing

Card management of:

Debit cards

Credit cards (charge and revolving)

Private cards

Card management includes:

Automated card applications input in the system

Automated parameter changes (name, address, limits, etc.)

Card reissuing if lost, stolen or damaged

Defining various charges and fees like: for transactions, for cards, for account management, interest rates, penalty fees, etc.

Authorization and transaction management:

On-line/Off-line authorization

Transaction processing which prepares clearing files for the bank issuers to update cardholder accounts

Dispute transaction processing

Services